Credit Risk Analytics Manager (individual contributor role)

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Job Title:
CREDIT RISK ANALYTICS MANAGER (INDIVIDUAL CONTRIBUTOR ROLE)
Job Description:
Job ID(18521)
Keywords: SAS, segmentation, optimization, Risk Cards

The candidate will work closely with Policy Execution, Risk Infrastructure and Credit Operations on policy implementation.

Specific responsibilities include:
  • Develop over revolving limit rules and optimize spend threshold amount, and delinquency authorization rules for no preset (NPSSL) products
  • Develop over credit limit rules and optimize cushion amount, and delinquency authorization rules for revolving products
  • Evaluate the impact of NPSSL conversion and develop customized policies to support the conversion
  • Perform test/control reads across channels and products
  • Monitor characteristics and performance of OCL and D-auth
  • Generate waterfall reports and perform t-testing at the vintage and product level
  • Monthly update of credit loss forecast based on latest performance read
  • Identify new risk tools, e.g., explore new vendor models, continue to develop transaction based criteria, and use of non traditional credit data
  • Support ad hoc analytical projects

    Qualifications:
  • Knowledge of Cards business dynamics, major processes/functions and financials is highly desirable.
  • Bachelor degree required, MBA preferred
  • First-hand knowledge and experience working with segmentation, optimization and similar data driven business solutions.
  • Strong technical skills (SAS, SQL)
  • Unique customer focus. Strong record of achievement in applying a customer mindset to shape solutions and approaches and to achieve financial goals
  • Passion for the consumer financial services and/or payments industry (and its evolution)

    Recruiter: Jamie Bernard

  • Salary: $80-140k Location: LIC, NY
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    Job Categories: Consumer Credit/Credit Cards
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